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Read answers to frequently asked questions.

FAQ
Business Loans

Whether for purchase or refinance, ProFed is the smart choice for commercial real estate loans, commercial construction loans, equipment loans, auto & fleet vehicle loans and credit cards.  Businesses and other organizations operating in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties are eligible to borrow.

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Student Checking

Designed for students between the ages of 13 to 26.

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Skip-A-Payment

We get it - some months you need more wiggle room than others. That’s why we offer Skip-A-Payment for qualifying installment loans. 

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Construction Loans

Discover the Benefits of a Construction Loan

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Recreation Vehicle (RV) Loans

If you’re considering a new RV, now is the time to take advantage of our low rates and great terms.

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Construction Loan Special

First-Time Homebuyer 

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Auto Loans

Whether purchasing a new or used vehicle or refinancing one you already own, ProFed’s vehicle loans are designed to put you in the driver’s seat fast!

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Home Equity Loans

If you need a specific amount of money for a specific project, our fixed-rate home equity loan might be a great option.  A home equity line of credit lets you borrow when you want and as much as you want up to the credit limit, and there is no annual fee. 

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Personal Loans

We will help you find the right personal loan product to get you the funds you need. How you spend your money is up to you, that’s why it’s personal.

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Borrow

We're here to help you make the best choice for your personal needs and circumstances, giving you less to stress about and more time to get excited about your next big purchase.  

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Mortgage

Whether you are a first-time homebuyer or just looking to refinance your home, our mortgage team is here to make every step as easy and affordable as possible. 

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Select the Checking that’s Right for You

Bundle Checking and Savings.

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Scholarships

ProFed is proud to offer scholarships that provide qualified individuals with financial assistance to pursue educational goals.

High school seniors and continuing or returning college students can benefit from the assistance and encouragement provided through the Carroll R. Phillips Scholarship and the Robert A. Weaver Scholarship.

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Checking

You have a choice in checking! Checking accounts are not a one-size fits all. That’s why we have a selection to choose from, each with unique features, so you can pick the one that best fits your needs.

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Used Car Loan Rates

Most people have to take out a loan to buy the car they want, even if it is used. Used cars are often a better deal than new ones, especially if you buy a certified used car from a reputable dealer. Finding the best used car loan rates, however, can be a challenge, particularly for younger borrowers.

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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Loan Rates

At ProFed Credit Union, our members enjoy low rates and fees on loans. 

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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referred-by-a-friend

Your friend referred you to us! That's great! Let us help you get the checking account that is right for you. Once your account is open for 90 days, you will earn $75.00.

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ProFed Blog

Keep up with the latest and greatest of ProFed on our blog.

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New Car Loan Interest Rates

If you are in the market for a new car, you will most likely take out a loan to buy it. This means you want to get the best interest rates possible. Defaulting on your loan can cause you to lose your car, so keeping your payments low is important.

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referral

Use your referral code, and earn $75 when you sign up for one of the products below.

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Water Sports Vehicle and Boat Loan Rates

ProFed can pre-approve your boat or water sports vehicle loan with an affordable monthly payment. We offer customizable terms and low boat loan rates to meet your budget!

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Become a Member

In the time that it takes you to fill your car's gas tank you can become a member with ProFed. Five minutes is all it takes to join online.

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ARM Loan Special

For a limited time, ProFed Credit Union is providing a special for your home construction loan. 

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Savings

Your membership at ProFed starts with your savings.  Your first $5 deposited becomes your share of the credit union. This makes you a member-owner of ProFed! What you do with the rest of your savings is up to you. Whether you’re transferring funds to other shares or loans or building up your emergency fund, ProFed makes sure your money is always within reach.

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Business Banking

Whether you are starting a new business or have an established company, ProFed offers personalized service and competitive pricing that will help your business be more efficient and streamline your processes.

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Digital Banking

ProFed Digital Banking makes it easy to check on your finances from anywhere online.

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Car Loan Interest Rates

If you are looking to buy a new or used vehicle, chances are you you will look for an auto loan to cover the costs. The auto loan process can be a little bit intimidating if it’s your first time applying for an auto loan. Consider using ProFed Credit Union for your auto loan needs. Start the process today or learn more about our car loan offerings.

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FAQ

Questions? We're here to help. 

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Contact

Needing more information? Send us a message to get in touch with someone who can help.

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Savings Rates & Fees

See how you can put your money to work. We offer many savings opportunities and have flexible options with low minimum balances. 

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