A white icon of a credit card with a plus sign above it resembles our rewards credit card at ProFed.

Visa®Rewards Card

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Earn on Every Expense

With a cash rewards credit card, everyday purchases become an opportunity to earn exciting rewards! As soon as you open your ProFed Visa Rewards Credit Card, you can start earning on your morning coffee, grocery store runs, airfare, travel purchases, and even monthly streaming services. In 2024, $758,225 was deposited to members' savings accounts in rewards.

No matter your spending habits, discover how easily the rewards can add up for credit union cardmembers, with all purchases considered eligible for cash back rewards. To top it off, enjoy peace of mind thanks to advanced security and protection.

  • cardholders earn 1% cash back or 2% during select times
  • enhanced security
  • worldwide acceptance
  • no annual fee and no balance transfer fee
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Credit Card Rates

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Loan Product Rate APR* As Low As
Visa Rewards Variable Visa Prime +5.74% 13.49%
Visa Platinum Variable Visa Prime +4.74% 12.49%
Membership at ProFed is required. *The annual percentage rate (APR) listed are our best rates. As of 1/1/25, Credit Card Prime Rate is 7.75. Your rate may vary depending on your credit score. Rewards are paid to your primary savings account in $25.00 increments at the end of each month. Balance transfers, PIN transactions and cash advances do not qualify as purchases for purposes of earning rewards.

A woman sitting at a table is smiling and looking off in the distance while she holds a credit card and sits a laptop in front of her.

Paying Off My Credit Card

We want to help you pay off your debt! Use our calculator to help figure how long it will take to pay off your credit card balances based on your monthly payment. Or see what your monthly payment should be in order to pay off your credit card balance in a certain amount of time.

View Calculator

Frequently Asked Questions

Nope, no annual fees! Plus, enjoy no balance transfer fees.

Yes, you must have a membership with ProFed to have a ProFed Visa Credit Card.

Yes, we have two apps. Download ProFed Digital Banking on Apple or Android to manage your credit card. For additional alert options and digital issuance, download ProFedCards App on Apple or Android.

Yes, at this time, the cards being reissued have the contactless feature. If you have an older card and currently don't have a contactless option but would like one, please stop by your local branch and we can assist you.

Yes, you can link your credit card to mobile payment apps.

Cash back is only for the ProFed Visa Rewards Credit Card, and there is no cap on the amount of cash back you can earn. Funds are deposited directly into your savings account in $25.00 increments, and any rollovers start to accrue for the next $25.00 deposit.

You can set them up in ProFed Digital Banking by going to Settings>Security>Alerts>Transaction Alerts. Make sure to add your new alert, select your alert type, and how you want the alert notification delivered.

You can easily transfer funds from your account to pay your credit card in ProFed Digital Banking, or you can add another bank account to pay your credit card under Manage Destinations.

During business hours, call us at 260-373-1632. After business hours, call 888-373-2880. You can also lock your card or report it damaged or missing in ProFed Digital Banking.

You can let us know you're traveling in ProFed Digital Banking under Cards>Travel or give us a call at 260-373-1632 during business hours.

If you are receiving a call from ProFed Fraud Prevention, we are trying to keep you safe. We want to remind you that we will never ask for your full card number, CVV, card expiration date, or one-time passcode. If you suspect a fraudster is calling you, please hang up and call us directly at 260-373-1632.

If you suspect fraudulent activity on your credit card, lock your card in ProFed Digital Banking under Cards and call us at 260-373-1632.