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Business Credit Cards

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Maximize Purchasing Power

Business owners! If you’re in the market for a corporate card, consider ProFed’s Visa® Business Credit Card. A business credit card helps you separate business expenses from personal spending, making it easier to manage cash flow and simplify tax preparation. Build your company’s credit and earn rewards on everyday purchases. Plus, getting your card from a credit union means lower interest rates, no hidden fees, and personalized service tailored to your business’s needs. It’s a practical, efficient way to stay on top of your business finances.

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Enjoy all of these great credit card benefits:

  • Easy and secure purchasing
  • Make online payments
  • No-fee balance transfers
  • Request credit limit increase in digital banking
  • Ability to have multiple cards on one statement

  • Split line of credit for setting spending limits for employees' cards
  • Top-notch fraud monitoring
  • Statements every billing cycle
  • Local underwriting and servicing
  • Rewards with Visa SavingsEdge® — link card now
     

Make Your ProFed Visa® Business Credit Card Work As Hard As You Do

Unlock automatic savings on your everyday business expenses from your ProFed’s Visa Business Credit Card.

Here's how to get started: 

  1. Link your ProFed’s Visa® Business Credit Card for free
  2. Log in to access hundreds of Cashback Offers* on gas, travel, restaurants, business services, and more
  3. Shop and save

You can also take advantage of Instant Coupons to get an immediate discount at checkout — no card-linking required!

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At ProFed, you're not just a number, and I think that's awesome. 

Lori Berndt | Business Owner of The Olive Twist

How Businesses Obtain Credit: 5 Minute Module

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Developing A Business Plan: 5 Minute Module

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Frequently Asked Questions

The ProFed Visa® Business Credit Card is a financing tool designed to help business owners manage everyday expenses, improve cash flow, and simplify purchasing. It offers competitive rates, no annual fee, and features tailored to business needs.

Business cardholders enjoy several valuable benefits, including:

  • No annual fee
  • Competitive interest rates
  • Easy and secure purchasing
  • Online payment options
  • No-fee balance transfers
  • Fraud monitoring services
  • Local underwriting and servicing
  • Visa SavingsEdge® rewards opportunities

These features help businesses streamline spending while maintaining financial flexibility.

No. The ProFed Visa® Business Credit Card does not charge an annual fee, making it a cost-effective option for businesses of all sizes.

Yes. ProFed allows businesses to have multiple cards associated with a single account and statement. This makes it easier to distribute purchasing authority to employees while maintaining visibility into company spending.

Yes. Businesses can split their line of credit and establish spending limits for employee cards, providing greater control over expenses and helping manage budgets more effectively.

Using a dedicated business credit card can simplify bookkeeping and expense reconciliation by consolidating purchases into a single account statement. This can make it easier to track spending, analyze business expenses, and prepare financial records.

Visa SavingsEdge® is a rewards program available to eligible ProFed Visa® Business Credit and Debit Card holders. By linking your card, you can access cashback offers and savings opportunities from participating merchants in categories such as travel, fuel, restaurants, and business services.

Getting started is simple:

  1. Link your ProFed Visa® Business Credit or Debit Card.
  2. Browse available cashback offers.
  3. Use your card for qualifying purchases.
  4. Earn savings automatically through participating merchants.

Eligible businesses may also take advantage of instant coupon offers and discounts.

Yes. The card offers no-fee balance transfers, which may help businesses consolidate higher-interest balances and simplify monthly payments.

Yes. The card includes fraud monitoring services designed to help identify suspicious activity and provide an added layer of protection for your business purchases.

Yes. Eligible cardholders may request a credit limit increase through ProFed's digital banking platform, providing additional purchasing power as business needs grow.

A business credit card can be a smart solution for:

  • Small business owners
  • Entrepreneurs
  • Startups
  • Nonprofit organizations
  • Growing companies

It can help manage operational expenses, separate business and personal spending, and provide convenient access to credit when needed.

Separating business purchases from personal spending can simplify accounting, improve financial reporting, support tax preparation efforts, and provide a clearer picture of business performance throughout the year.

The ProFed Business Credit Card is designed specifically for business operations, offering features such as employee cards, spending controls, business-focused rewards, consolidated statements, and tools that help manage company expenses more effectively.

ProFed combines competitive rates, local underwriting, flexible spending controls, fraud protection, and valuable rewards opportunities to help businesses manage expenses efficiently while supporting long-term growth.

You apply online for a ProFed business credit card here.