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Checking for High School, College Students, and Young Adults

No account fees means no worries! Discover a student checking account designed for 13 to 26-year-olds who can enjoy no monthly maintenance fees and no minimum balance requirement. Imagine perks like 4 free ATM withdrawals up to $15.00 a month and digital tools like mobile deposit to help manage money on the go inside an updated mobile app. 

Students can juggle school and finances with ease by adding a Visa® Debit Card to their digital wallet and collecting $5.00 in cash back each month by completing 15 debit card transactions. Whether it’s online banking or mobile banking, inside ProFed Digital Banking* you can deposit checks, pay bills, make transfers, and set up account alerts to help monitor account activity. Check out our video tutorial page, which makes it easy for students to learn how to navigate banking and manage their finances.

Open a new account today with a minimum deposit of $25.00 to checking and a $5.00 opening deposit to member savings.

Download ProFed Digital Banking from the App Store or Google Play! Apple | Android

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*If Digital Banking is selected, you must enroll in eStatements to avoid a $5.00 monthly paper statement fee. For overdraft protection, there are lower overdraft fees, if eligible (ages 13 - 26), $10.00 per item, up to 5 fees per month. All account openings are verified through ChexSystems. Adult account holder is required if under the age of 18.

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Frequently Asked Questions

To open an student checking account, you must become a ProFed member and put down a minimum $25 deposit. If you're already a member, we may need updated personal information, if applicable, along with the required $25 deposit. Open one today!

Yes, open an account online in minutes here!

ProFed Student Checking Accounts are designed for 13-26 year olds. You must be at least 13 years or older to open a student checking account. If you're under 18, an adult account holder is required.

The minimum opening deposit for a student checking account is $25.

You can deposit money into your account using ProFed Digital Banking with mobile deposit or a transfer, and in-person at a branch or ATM/VTM.

You can access and manage your money using ProFed Digital Banking, in-person at a branch, or using an ATM/VTM with your ProFed card.

Yes, using ProFed Digital Banking, you can send money to others with the “Pay A Person” feature.

Our team is here for you! Reach out by calling us, scheduling an appointment, chatting us on the website, or sending a message in ProFed Digital Banking.

Yes, your student checking account is covered by NCUA insurance up to $250,000.

All account openings are verified through ChexSystems, a nationwide specialty consumer reporting agency under the Fair Credit Reporting Act (FCRA). ProFed requires multi-factor authentication to log in to your account for added security. You can also set up transaction alerts in ProFed Digital Banking to be notified when an update is made to your account.

Yes! If you plan on traveling internationally, we encourage you to contact us to discuss the limitations and requirements of international transactions.

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