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Build Credit

A pledge loan provides the necessary funds while leveraging your existing assets or the money in your accounts. By using your assets, such as your savings (share) or certificates, as collateral, you can access larger loan amounts while building your credit with very low risk. This installment loan is great for helping build your credit or repairing your credit history as timely payments are reported to the credit bureaus.

Use pledge loans for a variety of things like consolidating debt, making a major purchase, renovating your home and more. Get started with the loan application process online today!

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Pledge Loan Rates

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Loan Product Collateral Minimum Loan Maximum Term Rate APR* as low as
Certificate Pledge Certificate N/A Cert Maturity Fixed Cert Rate + 2.00%
Share Pledge Share Hold $1,000 48 Months Fixed Deposit Rate + 2.00%
Pledge Loans are NOT risk based priced

Membership at ProFed is required. *The annual percentage rate (APR) listed are our best rates. Your rate may vary depending on your credit score. Payment Example: Pledge - 48 months @ 2.05% your payment will be roughly $21.72 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works for you

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