Home Loans
Home Loans
Mortgage |
First-Time |
Construction |
ARM |
USDA |
|---|---|---|---|---|
BenefitsCompetitive fixed rate 10, 15, 20, 30-year terms Zero down payment option for qualified applicants ProFed underwriting and servicing |
BenefitsDiscounted interest rate and closing costs 30-year term ProFed underwriting and servicing |
BenefitsFixed or Adjustable-Rate options One-time closing Interest-only payments during construction phase ProFed underwriting and servicing Ask us about our Land only and Bridge loans! |
BenefitsCompetitive 5 and 7-year fixed initial period, followed by annual adjustments Lower initial mortgage payments compared with fixed-rate mortgages ProFed underwriting and servicing |
BenefitsZero down payment required Up to 101% financing when the upfront USDA fee is financed ProFed underwriting and servicing |
RequirementsVarying down payments are required Subject to credit, income, and asset review |
RequirementsMinimum 3% down payment Subject to credit, income, and asset review |
Requirements7-month construction phase, can be extended upon review Minimum 5% down payment Subject to builder and contract review Subject to credit, income, and asset review |
RequirementsVarying down payments are required Only available for primary residences Subject to credit, income, and asset review |
RequirementsSubject to property location and income limitations Not available for existing manufactured housing Subject to credit, income, and asset review |