Certificate | Profed Credit Union

Lock In Your Savings

Transfer your dollars into a certificate where your savings grow effortlessly while staying securely out of reach. With higher fixed dividend rates and a guarantee on returns, certificates are a safe choice for those who can commit to locking away their savings for a specific period.

Open a Certificate with a minimum opening balance of $500.00, choose a term ranging from 3 to 60 months, and withdraw dividends with no penalty. Funds up to at least $250,000 are federally insured by the NCUA.

See Rates Open Account

Certificate Rates

Open Certificate

Certificate**	Minimum Opening Balance	Dividend Rate	APY*
3 Months	$500.00	0.60%	0.60%
6 Months	$500.00	0.85%	0.85%
9 Months	$500.00	0.90%	0.90%
12 Months	$500.00	4.31%	4.40%
18 Months	$500.00	3.45%	3.50%
24 Months	$500.00	1.04%	1.05%
30 Months	$500.00	1.09%	1.10%
36 Months	$500.00	1.19%	1.20%
48 Months	$500.00	1.24%	1.25%
60 Months	$500.00	1.49%	1.50%
12 Month EZ Saver	$25.00	1.00%	1.00%
24 Month EZ Saver	$25.00	1.04%	1.05%

Membership at ProFed is required. *APY = Annual Percentage Yield. **To obtain the annual percentage yield disclosed you must maintain the minimum daily balance disclosed on your Certificate. Only 12 Month EZ Savers can be opened online.

How Much Will My Certificate Be Worth At Maturity?

Calculate Now

How Do Taxes And Inflation Affect My Savings?

Calculate Now