The Vault

When To Refinance An Auto Loan

If you're unhappy with your current auto loan, you may be looking for the best time to refinance with a new loan. Refinancing your car loan can help you reduce interest on the initial loan or lower your monthly payment.

Learn More

How to Get an Auto Loan From a Credit Union

Credit unions are well-known for friendly, customer-first services. But if you're considering where to get your next car loan from, they offer far more than a sense of community.

Learn More

Tips for Getting an Auto Loan for an Older Car

Did you know the average car on the road is 12 years old, and the average cost of a used vehicle is $26,000? These are both record-breaking numbers, but it should come as no surprise.

Learn More

Can I Get a Loan for an Auto Repair?

If you own a car, you know the surprising and unexpected expenses it can attract. For many, there is concern for the day the car breaks down, and you don't have any cash lying around.

Learn More

Tell Congress: Don't Tax My Credit Union!

As Congress considers significant tax legislation this year, we will be actively working to protect and preserve the tax exemption that is so important to how we serve you and all of our member-owners.

Learn More

ARM Loans at a Credit Union

Credit unions like ProFed Credit Union offer adjustable-rate mortgages or ARM loans. This mortgage provides various options for members looking to purchase or refinance a home.

Learn More

FedNow® Payments

With FedNow, ProFed members can receive money 24/7, and it will hit your account almost immediately. No more waiting around for business hours or the next day's transfer. It's fast, secure, and designed to make your life just a little bit easier.

Learn More

Does A Construction Loan Turn Into A Mortgage?

When building a home for yourself or someone else, you will need funding for potential land, building supplies, and labor. This is where a construction loan comes into play. 

Learn More

Business Loans vs. Personal Loans: Comparison Guide

If you're looking for a loan for your small business, you're probably considering a business or personal loan. Choosing which loan depends mainly on your financial situation or needs. 

Learn More

4 Tips To Enhance Your Financial Wellness

Financial wellness involves a combination of saving, debt payoff, managing expenses, and future planning.

Learn More

How to Open a Youth Savings Account and the Benefits

Developing skills around financial wellness at an early age is a marker for successful parenting and, eventually, successful adults. 

Learn More

Home Equity Loan vs Refinance: Pros & Cons

When homeowners need financial assistance, two popular options often come to mind: home equity loans and refinancing a borrower's existing mortgage loan. 

Learn More

Choosing the Best Youth Savings Account

Early experience with a savings account and financial education can impact a young person's financial identity, attitudes, and habits for a lifetime. 

Learn More

Understanding Supplemental Insurance: Pros & Cons

Supplemental insurance is a type of insurance that covers expenses your regular policy does not cover, but it is not a substitute for regular insurance.

Learn More

What is a Certificate at a Credit Union?

Joining a credit union is a financial decision that comes with a lot of perks. Some of those perks include favorable rates and flexible terms on saving and lending products.

Learn More

Five Advantages of an Adjustable-Rate Mortgage

If you need a mortgage or are looking to refinance an existing mortgage, you might consider an adjustable-rate mortgage (ARM) because they offer a favorable upfront interest rate.

Learn More

How to get a Personal Loan from a Credit Union

A credit union loan can help you consolidate your debt, pay for home improvements, or cover unexpected costs.

Learn More

Personal Loans vs. Debt Consolidation

Personal loans and debt consolidation are similar but different ways to manage debt. Understanding when to use a personal loan vs. when to consolidate debt can help you make the best financial decision.

Learn More

Using a HELOC vs. Home Equity Loan for a Remodel

Most homeowners will agree that remodeling your home can be a great way to breathe new life and energy into your living space. 

Learn More

How to Keep Your Credit and Debit Card Secure

Have you ever misplaced your credit or debit card? Maybe worse, it’s been stolen, and someone else is using your card without your permission.

Learn More

Business Planning: A Practical Perspective 

If you have read the article published in the Fort Wayne City Guide, Fail to Plan or Plan to Fail, you know the importance of projecting cash flows to the point you become comfortable with your business’ growth trajectory.

Learn More

HELOC vs Home Equity Loan: Which is Right for You?

A home equity line of credit (HELOC) and a home equity loan are both ways to borrow money based on the value of your home, but they have differences.

Learn More

Fail to Plan or Plan to Fail

Regardless of the source of information, new businesses reportedly fail at a very high rate. From my forty-five years as a lender, business owner, and consultant, I know business failure is not necessarily a reflection of a bad idea.

Learn More

The Process of a Construction Loan vs. a Mortgage Loan

What’s the loan process look like for a construction loan versus a mortgage? Mortgage lenders have different requirements from one another.

Learn More

Personal Loans vs Credit Cards: Pros & Cons

Dig into when you should use a personal loan or a credit card when consolidating debt or making your next large purchase. 

Learn More

Are Personal Loans Installment or Revolving?

Personal loans are one of the few types of credit that can be used for various purposes.

Learn More

Stay Safe, Secure and Informed

Keep up with the latest security risks and concerns happening around you and learn how to best protect yourself and loved ones online.

Learn More

What you Need to Know About Mortgages

Mortgages can be more complicated than people think, and we often expect young people to understand them without being told. At the basic level, a mortgage is a loan to purchase a home.

Learn More

How to Open an HSA with a Credit Union

A Health Savings Account (HSA) is a tax-free personal savings account that can be used for qualified medical expenses.

Learn More

How to Avoid Wire Transfer Scams with Credit Unions

A wire transfer is an electronic transfer of money from one account to another. It is one of the most convenient ways to send money between institutions or people from different countries.

Learn More

How Auto Loans Work From A Credit Union

Applying for your first car loan can feel like an intimidating process. Financial institutions like ProFed, are a trustworthy resource to help educate and finance your first vehicle.

Learn More

What is a Holiday Loan?

A Holiday Loan is a short-term personal loan that can be secured or unsecured. It can be used to finance holiday expenses, gifts, and events.

Learn More

Everything You Need to Know About Credit Scores

Credit and credit scores can be highly confusing, but understanding how they work is vital for surviving and thriving in the modern world.

Learn More

How to Save for College

College is one of the biggest investments anyone can make - here are some ways you can save for it.

Learn More

Why Now is the Best Time to Start a Side Hustle

What a side hustle is, why now is the right time to start a side hustle, and what important things you should consider.

Learn More

Credit Card Fraud

Credit fraud is a growing problem and is something that can not only hurt your credit score but potentially have a long-term impact.

Learn More

7 Tips for Staging Your Home For Sale

It's the perfect time of year to get your home ready to sell! Many prospective buyers have been cooped up during the winter months and are prepared to take a big step to obtain a change of scenery.

Learn More

How to Improve Your Financial Wellness

When it comes to New Year's resolutions, financial resolutions top the list every year. According to USA Today, many Americans are hopeful that our economy is headed for a soft landing and that inflation will begin to cool.

Learn More

How to Take Control of Your Finances

Looking for money management tips that help you set a long-term direction for your personal finances? Here are five strategies to start the year on a high note.

Learn More

Five Budget-Friendly Gift Giving Tips

As people become more conscious of clutter, there are budget-friendly gifts that benefit everyone.

Learn More

5 Steps to Buying a Home

Consider these 5 steps before purchasing your new home. Visit ProFed Credit Union today to learn about our mortgage options.

Learn More

College Student Saver Guide: How to Save Money in College

College will be one of the best times of your life, so don’t let financial stress get in the way of that. Follow these simple tips and tricks to make it easier on yourself and become a pro at saving money in no time.

Learn More

5 Steps to Setting and Maintaining a Family Budget

Learn how to do a simple family budget and stick to it. Family finances can be a challenge but when you plan ahead it can make management easier.

Learn More

10 Surprising Things You Can Buy With Your HSA Funds

People with high-deductible health insurance plans can become eligible for health savings accounts (HSAs). You'd be surprised at the everyday items your HSA funds can cover.

Learn More

How Technology Can Help You Manage Your Money

Leveraging technological advancements can help you take your personal finances to a whole new level. From automating savings to managing your credit cards online, there are so many ways you can use technology to get the most out of your finances.

Learn More

The Steps You Should Take While Buying a House

There are many things to consider before purchasing a home.  Check out our list of helpful pointers on our blog.

Learn More

How To Spend Your Tax Refund

Your tax refund could present an opportunity to improve your financial circumstances and build your financial future.

Learn More

How to Save For Major Purchases

Setting a budget is the first and biggest step when learning how to save for big purchases, like a house or car. Luckily, there's an easy rule to help you plan your savings.

Learn More

Credit Unions: A Great Payday Loan Alternative

Credit unions are a much better option for a short term loan versus a payday loan option. Learn more about how ProFed can help with this financial decision.

Learn More

Top 5 Tax Credits To Claim

The tax credits you can claim when you file can maximize your refund or reduce what you owe.

Learn More

The Benefits & Dangers Of Cash Transfer Apps

Cash transferring apps such as Venmo and Cash App have become increasingly popular in recent months.

Learn More

How To Make the Most of Your Credit Union

Discover why credit unions exist to serve their members and the benefits for everyday banking.

Learn More

How To Improve Your Credit When You Don't Have Any

 When working to improve credit score numbers from scratch, focus on developing good money management skills with ProFed's financial education program, Money Sense. 

Learn More

The Power of 529 Savings Plans

Learn about a tax-advantaged investment plan designed to help families save and all the benefits of a 529 savings plan.

Learn More

Why I Should Start Saving for my Child or Grandchild Today

See how ProFed can help you save for your child's future. Whether the end goal is college or just preparation for the future, we've got you covered.

Learn More

Teaching Good Budgeting Habits To Teens

With today's complex digital economy, teenagers need to learn financial literacy sooner than ever.

Learn More

First Time Car-Buyer?

Are you looking to buy your first vehicle? ProFed can help!  Check out these steps to help ensure a smooth and hassle-free car-shopping experience.

Learn More

What Can Personal Loans Be Used For?

From paying off credit card debt to covering the cost of planned events, personal loans can be applied to a variety of different things.

Learn More

Paying your bills online makes life so much easier - and it's free!

Did you know you can pay your bills without even leaving your house? Paying your bills online makes life so much easier.

Learn More

How to Open a Youth Savings Account and the Benefits

Developing skills around financial wellness at an early age is a marker for successful parenting and, eventually, successful adults. 

Learn More

Choosing the Best Youth Savings Account

Early experience with a savings account and financial education can impact a young person's financial identity, attitudes, and habits for a lifetime. 

Learn More

What is a Certificate at a Credit Union?

Joining a credit union is a financial decision that comes with a lot of perks. Some of those perks include favorable rates and flexible terms on saving and lending products.

Learn More

How to Open an HSA with a Credit Union

A Health Savings Account (HSA) is a tax-free personal savings account that can be used for qualified medical expenses.

Learn More

How to Save for College

College is one of the biggest investments anyone can make - here are some ways you can save for it.

Learn More

Five Budget-Friendly Gift Giving Tips

As people become more conscious of clutter, there are budget-friendly gifts that benefit everyone.

Learn More

College Student Saver Guide: How to Save Money in College

College will be one of the best times of your life, so don’t let financial stress get in the way of that. Follow these simple tips and tricks to make it easier on yourself and become a pro at saving money in no time.

Learn More

10 Surprising Things You Can Buy With Your HSA Funds

People with high-deductible health insurance plans can become eligible for health savings accounts (HSAs). You'd be surprised at the everyday items your HSA funds can cover.

Learn More

How to Save For Major Purchases

Setting a budget is the first and biggest step when learning how to save for big purchases, like a house or car. Luckily, there's an easy rule to help you plan your savings.

Learn More

The Power of 529 Savings Plans

Learn about a tax-advantaged investment plan designed to help families save and all the benefits of a 529 savings plan.

Learn More

Why I Should Start Saving for my Child or Grandchild Today

See how ProFed can help you save for your child's future. Whether the end goal is college or just preparation for the future, we've got you covered.

Learn More

When To Refinance An Auto Loan

If you're unhappy with your current auto loan, you may be looking for the best time to refinance with a new loan. Refinancing your car loan can help you reduce interest on the initial loan or lower your monthly payment.

Learn More

How to Get an Auto Loan From a Credit Union

Credit unions are well-known for friendly, customer-first services. But if you're considering where to get your next car loan from, they offer far more than a sense of community.

Learn More

Tips for Getting an Auto Loan for an Older Car

Did you know the average car on the road is 12 years old, and the average cost of a used vehicle is $26,000? These are both record-breaking numbers, but it should come as no surprise.

Learn More

ARM Loans at a Credit Union

Credit unions like ProFed Credit Union offer adjustable-rate mortgages or ARM loans. This mortgage provides various options for members looking to purchase or refinance a home.

Learn More

Does A Construction Loan Turn Into A Mortgage?

When building a home for yourself or someone else, you will need funding for potential land, building supplies, and labor. This is where a construction loan comes into play. 

Learn More

Business Loans vs. Personal Loans: Comparison Guide

If you're looking for a loan for your small business, you're probably considering a business or personal loan. Choosing which loan depends mainly on your financial situation or needs. 

Learn More

4 Tips To Enhance Your Financial Wellness

Financial wellness involves a combination of saving, debt payoff, managing expenses, and future planning.

Learn More

How to Open a Youth Savings Account and the Benefits

Developing skills around financial wellness at an early age is a marker for successful parenting and, eventually, successful adults. 

Learn More

Home Equity Loan vs Refinance: Pros & Cons

When homeowners need financial assistance, two popular options often come to mind: home equity loans and refinancing a borrower's existing mortgage loan. 

Learn More

Understanding Supplemental Insurance: Pros & Cons

Supplemental insurance is a type of insurance that covers expenses your regular policy does not cover, but it is not a substitute for regular insurance.

Learn More

What is a Certificate at a Credit Union?

Joining a credit union is a financial decision that comes with a lot of perks. Some of those perks include favorable rates and flexible terms on saving and lending products.

Learn More

Five Advantages of an Adjustable-Rate Mortgage

If you need a mortgage or are looking to refinance an existing mortgage, you might consider an adjustable-rate mortgage (ARM) because they offer a favorable upfront interest rate.

Learn More

Using a HELOC vs. Home Equity Loan for a Remodel

Most homeowners will agree that remodeling your home can be a great way to breathe new life and energy into your living space. 

Learn More

What you Need to Know About Mortgages

Mortgages can be more complicated than people think, and we often expect young people to understand them without being told. At the basic level, a mortgage is a loan to purchase a home.

Learn More

Everything You Need to Know About Credit Scores

Credit and credit scores can be highly confusing, but understanding how they work is vital for surviving and thriving in the modern world.

Learn More

Why Now is the Best Time to Start a Side Hustle

What a side hustle is, why now is the right time to start a side hustle, and what important things you should consider.

Learn More

How to Improve Your Financial Wellness

When it comes to New Year's resolutions, financial resolutions top the list every year. According to USA Today, many Americans are hopeful that our economy is headed for a soft landing and that inflation will begin to cool.

Learn More

How to Take Control of Your Finances

Looking for money management tips that help you set a long-term direction for your personal finances? Here are five strategies to start the year on a high note.

Learn More

5 Steps to Setting and Maintaining a Family Budget

Learn how to do a simple family budget and stick to it. Family finances can be a challenge but when you plan ahead it can make management easier.

Learn More

How Technology Can Help You Manage Your Money

Leveraging technological advancements can help you take your personal finances to a whole new level. From automating savings to managing your credit cards online, there are so many ways you can use technology to get the most out of your finances.

Learn More

How To Spend Your Tax Refund

Your tax refund could present an opportunity to improve your financial circumstances and build your financial future.

Learn More

Top 5 Tax Credits To Claim

The tax credits you can claim when you file can maximize your refund or reduce what you owe.

Learn More

Teaching Good Budgeting Habits To Teens

With today's complex digital economy, teenagers need to learn financial literacy sooner than ever.

Learn More

Stay Safe, Secure and Informed

Keep up with the latest security risks and concerns happening around you and learn how to best protect yourself and loved ones online.

Learn More

How to Avoid Wire Transfer Scams with Credit Unions

A wire transfer is an electronic transfer of money from one account to another. It is one of the most convenient ways to send money between institutions or people from different countries.

Learn More

Credit Card Fraud

Credit fraud is a growing problem and is something that can not only hurt your credit score but potentially have a long-term impact.

Learn More

The Benefits & Dangers Of Cash Transfer Apps

Cash transferring apps such as Venmo and Cash App have become increasingly popular in recent months.

Learn More

FedNow® Payments

With FedNow, ProFed members can receive money 24/7, and it will hit your account almost immediately. No more waiting around for business hours or the next day's transfer. It's fast, secure, and designed to make your life just a little bit easier.

Learn More

Stay Safe, Secure and Informed

Keep up with the latest security risks and concerns happening around you and learn how to best protect yourself and loved ones online.

Learn More

How To Make the Most of Your Credit Union

Discover why credit unions exist to serve their members and the benefits for everyday banking.

Learn More

Paying your bills online makes life so much easier - and it's free!

Did you know you can pay your bills without even leaving your house? Paying your bills online makes life so much easier.

Learn More

When To Refinance An Auto Loan

If you're unhappy with your current auto loan, you may be looking for the best time to refinance with a new loan. Refinancing your car loan can help you reduce interest on the initial loan or lower your monthly payment.

Learn More

How to Get an Auto Loan From a Credit Union

Credit unions are well-known for friendly, customer-first services. But if you're considering where to get your next car loan from, they offer far more than a sense of community.

Learn More

Tips for Getting an Auto Loan for an Older Car

Did you know the average car on the road is 12 years old, and the average cost of a used vehicle is $26,000? These are both record-breaking numbers, but it should come as no surprise.

Learn More

Can I Get a Loan for an Auto Repair?

If you own a car, you know the surprising and unexpected expenses it can attract. For many, there is concern for the day the car breaks down, and you don't have any cash lying around.

Learn More

ARM Loans at a Credit Union

Credit unions like ProFed Credit Union offer adjustable-rate mortgages or ARM loans. This mortgage provides various options for members looking to purchase or refinance a home.

Learn More

Does A Construction Loan Turn Into A Mortgage?

When building a home for yourself or someone else, you will need funding for potential land, building supplies, and labor. This is where a construction loan comes into play. 

Learn More

Business Loans vs. Personal Loans: Comparison Guide

If you're looking for a loan for your small business, you're probably considering a business or personal loan. Choosing which loan depends mainly on your financial situation or needs. 

Learn More

Home Equity Loan vs Refinance: Pros & Cons

When homeowners need financial assistance, two popular options often come to mind: home equity loans and refinancing a borrower's existing mortgage loan. 

Learn More

Five Advantages of an Adjustable-Rate Mortgage

If you need a mortgage or are looking to refinance an existing mortgage, you might consider an adjustable-rate mortgage (ARM) because they offer a favorable upfront interest rate.

Learn More

How to get a Personal Loan from a Credit Union

A credit union loan can help you consolidate your debt, pay for home improvements, or cover unexpected costs.

Learn More

Personal Loans vs. Debt Consolidation

Personal loans and debt consolidation are similar but different ways to manage debt. Understanding when to use a personal loan vs. when to consolidate debt can help you make the best financial decision.

Learn More

Using a HELOC vs. Home Equity Loan for a Remodel

Most homeowners will agree that remodeling your home can be a great way to breathe new life and energy into your living space. 

Learn More

How to Keep Your Credit and Debit Card Secure

Have you ever misplaced your credit or debit card? Maybe worse, it’s been stolen, and someone else is using your card without your permission.

Learn More

HELOC vs Home Equity Loan: Which is Right for You?

A home equity line of credit (HELOC) and a home equity loan are both ways to borrow money based on the value of your home, but they have differences.

Learn More

The Process of a Construction Loan vs. a Mortgage Loan

What’s the loan process look like for a construction loan versus a mortgage? Mortgage lenders have different requirements from one another.

Learn More

Personal Loans vs Credit Cards: Pros & Cons

Dig into when you should use a personal loan or a credit card when consolidating debt or making your next large purchase. 

Learn More

Are Personal Loans Installment or Revolving?

Personal loans are one of the few types of credit that can be used for various purposes.

Learn More

What you Need to Know About Mortgages

Mortgages can be more complicated than people think, and we often expect young people to understand them without being told. At the basic level, a mortgage is a loan to purchase a home.

Learn More

How Auto Loans Work From A Credit Union

Applying for your first car loan can feel like an intimidating process. Financial institutions like ProFed, are a trustworthy resource to help educate and finance your first vehicle.

Learn More

What is a Holiday Loan?

A Holiday Loan is a short-term personal loan that can be secured or unsecured. It can be used to finance holiday expenses, gifts, and events.

Learn More

Everything You Need to Know About Credit Scores

Credit and credit scores can be highly confusing, but understanding how they work is vital for surviving and thriving in the modern world.

Learn More

Credit Card Fraud

Credit fraud is a growing problem and is something that can not only hurt your credit score but potentially have a long-term impact.

Learn More

7 Tips for Staging Your Home For Sale

It's the perfect time of year to get your home ready to sell! Many prospective buyers have been cooped up during the winter months and are prepared to take a big step to obtain a change of scenery.

Learn More

5 Steps to Buying a Home

Consider these 5 steps before purchasing your new home. Visit ProFed Credit Union today to learn about our mortgage options.

Learn More

The Steps You Should Take While Buying a House

There are many things to consider before purchasing a home.  Check out our list of helpful pointers on our blog.

Learn More

Credit Unions: A Great Payday Loan Alternative

Credit unions are a much better option for a short term loan versus a payday loan option. Learn more about how ProFed can help with this financial decision.

Learn More

How To Improve Your Credit When You Don't Have Any

 When working to improve credit score numbers from scratch, focus on developing good money management skills with ProFed's financial education program, Money Sense. 

Learn More

First Time Car-Buyer?

Are you looking to buy your first vehicle? ProFed can help!  Check out these steps to help ensure a smooth and hassle-free car-shopping experience.

Learn More

What Can Personal Loans Be Used For?

From paying off credit card debt to covering the cost of planned events, personal loans can be applied to a variety of different things.

Learn More

Business Loans vs. Personal Loans: Comparison Guide

If you're looking for a loan for your small business, you're probably considering a business or personal loan. Choosing which loan depends mainly on your financial situation or needs. 

Learn More

Business Planning: A Practical Perspective 

If you have read the article published in the Fort Wayne City Guide, Fail to Plan or Plan to Fail, you know the importance of projecting cash flows to the point you become comfortable with your business’ growth trajectory.

Learn More

Fail to Plan or Plan to Fail

Regardless of the source of information, new businesses reportedly fail at a very high rate. From my forty-five years as a lender, business owner, and consultant, I know business failure is not necessarily a reflection of a bad idea.

Learn More

Tell Congress: Don't Tax My Credit Union!

As Congress considers significant tax legislation this year, we will be actively working to protect and preserve the tax exemption that is so important to how we serve you and all of our member-owners.

Learn More

Five Advantages of an Adjustable-Rate Mortgage

If you need a mortgage or are looking to refinance an existing mortgage, you might consider an adjustable-rate mortgage (ARM) because they offer a favorable upfront interest rate.

Learn More