PROFED ESTATEMENT GIVEAWAY OFFICIAL RULES
If you participate via mobile device, message and data rates may apply.
1. ELIGIBILITY: A. NO PURCHASE IS NECESSARY TO ENTER OR CLAIM A PRIZE. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ProFed eStatement Giveaway (the “Giveaway”) is open to legal residents of the 50 United States and the District of Columbia, age eighteen (18) years or older at the time of entry, except employees, their spouses and immediate families (parent, child, sibling, and any of their respective spouses) and household members (whether or not related) of ProFed Federal Credit Union (ProFed).
B. The Giveaway is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. By entering the Giveaway, entrants agree to accept and be bound by all terms of these official rules (“Official Rules”). Void where prohibited by law.
2. HOW TO ENTER: A. Any ProFed member who is signed up for eStatements by 11:59 PM EST on December 15, 2024 (the “Entry Period”), ProFed will conduct a Giveaway encouraging participants to enter for a chance to win a prize. There is one way to enter the Giveaway: Entrant must sign up for eStatements in ProFed Digital Banking to be entered for giveaway . Entrant will receive one (1) entry for each qualified registration. To be eligible, each Giveaway entry must be received no later than 11:59 PM ET on December 15, 2024.
B. ProFed is not responsible for misdirected, incomplete, lost, late, illegible, undelivered, inaccurate or delayed entries, or for technical, hardware, or software failures of any kind, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions or other errors or problems that may limit or affect a person’s ability to participate in the Giveaway, whether human, mechanical, typographical, printing, electronic, network or otherwise, relating to or in connection with the Giveaway, including, without limitation, errors that may occur in connection with the administration of the Giveaway, the processing of entries, the announcement of the prizes or in any Giveaway-related materials. In the event of sabotage, acts of God, terrorism or threats thereof, computer virus or other events or causes beyond the ProFed’s control, that corrupt the integrity, administration, security or proper operation of the Giveaway, ProFed Credit Union reserves the right, in its sole discretion, to disqualify entrants and/or modify, cancel or suspend the Giveaway. In the event of cancellation, ProFed reserves the right to award prizes from among all eligible, non-suspect entries received prior to the event requiring such cancellation. False or deceptive entries or acts will render the entrant ineligible. All entries become the property of the ProFed and will not be acknowledged or returned. ANY ATTEMPT DELIBERATELY TO DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE GIVEAWAY IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE PROFED CREDIT UNION RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW.
3. HOW TO WIN: A. On December 16, 2024, two (2) potential winners (when verified by ProFed) as set forth below, the “Winner” will be selected in a random drawing from all eligible entries received during the Entry Period. Each potentional Winner will be notified by ProFed via email and/or telephone and must meet all eligibility requirements, including timely replying to the notification and execution and return of all necessary releases and documents (if any) required by ProFed. Winning a prize is contingent upon fulfilling all requirements set forth in these Official Rules. Odds of winning depend on the number of eligible entries received.
B. If there is a dispute as to identity a Winner, the winning entry will be declared to have been made by the authorized member account at time of entry. Such potential Winner will be disqualified, the prize will be forfeited and an alternate potential Winner will be selected by alternate random drawing from among all remaining eligible entries and an alternate Winner may be selected at ProFed’s sole and absolute discretion if: (i) any prize notification is returned as undeliverable; (ii) a potential Winner declines his or her prize; (iii) a potential Winner fails to comply with any of the Official Rules; or (iv) a potential Winner does not respond to notification or accept the prize within twelve (12) hours.
C. The decisions of ProFed in all matters regarding this Giveaway are final and binding.
4. PRIZE: A. Two (2) winners will receive: $500 ProFed VIsa gift card.
B. THE TOTAL ARV (APPROXIMATE RETAIL VALUE) OF THE PRIZE IS: $500; Five-hundred dollars.
C. No substitution or transfer of prizes or cash redemption is permitted. ProFed reserves the right to substitute a prize (or portion thereof) comparable or greater value, in its sole discretion. There will be no substitutions if the Winner is unable for any reason to use or accept the prize. If any portion of the prize is canceled or postponed for any reason, no prize will be provided in lieu thereof, nor will ProFed Credit Union award an alternate prize or cash value or any part of the prize. Prizes may be subject to certain terms and conditions as specified by issuer.
D. Winner is responsible for the reporting and payment of all federal, state and local taxes (if any) and any other costs and expenses associated with prize acceptance and use not specified in these Official Rules and/or in the applicable entry instructions as being provided. Prize will be fulfilled within a reasonable time of ProFed’s verification of Winner. All prize details and additional terms, conditions, or eligibility requirements are in ProFed’s discretion.
5. GENERAL: By entering this Giveaway, entrant grants Giveaway Entities and their designees the right, unless prohibited by law, to use their names, user names, entries, cities and states of residences, voices, avatars, pictures and likenesses, without compensation, notification or approval, for the purpose of advertising and publicizing the goods and services of ProFed and all matters related to the Giveaway, in any manner or medium, now or hereafter known, throughout the world in perpetuity. PROFED FEDERAL CREDIT UNION EXPRESSLY DISCLAIM ANY RESPONSIBILITY AND ENTRANTS AGREE TO INDEMNIFY AND HOLD HARMLESS PROFED FEDERAL CREDIT UNION AND THEIR RESPECTIVE EMPLOYEES, OFFICERS, DIRECTORS, SHAREHOLDERS AND AGENTS, FROM AND AGAINST ANY AND ALL CLAIMS, ACTIONS, DEMANDS AND/OR LIABILITIES FOR INJURY/DEATH, DAMAGE OR LOSS TO ANY PERSON OR PROPERTY RELATING TO OR ARISING IN CONNECTION WITH PARTICIPATION IN THIS GIVEAWAY (REGARDLESS OF THE CAUSE OF SUCH INJURY OR LOSS), THE DELIVERY AND/OR SUBSEQUENT USE OR MISUSE OF THE PRIZE AWARDED AND/OR PRINTING, DISTRIBUTION OR PRODUCTION ERRORS. WINNER ACKNOWLEDGES THAT THE PRIZE IS AWARDED “AS IS” AND THAT PROFED CREDIT UNION HAS NOT MADE, AND IS NOT IN ANY MANNER RESPONSIBLE OR LIABLE FOR ANY REPRESENTATION, GUARANTEE OR WARRANTY, EXPRESSED OR IMPLIED, IN LAW OR IN FACT, RELATIVE TO ANY PRIZE, INCLUDING, BUT NOT LIMITED TO ITS QUALITY, MECHANICAL CONDITION OR FITNESS FOR A PARTICULAR PURPOSE.
6. DISPUTES: A. Except where prohibited, entrants agree that: (i) any and all disputes, claims and causes of action arising out of or connected with the Giveaway or any prize awarded will be resolved individually, without resort to any form of class action and exclusively by the appropriate court located in the state of Indiana; (ii) any and all claims, judgments, and awards to entrants will be limited to actual out of pocket costs incurred, including costs associated with participating in this Giveaway, but in no event attorneys’ fees; and (iii) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental and consequential damages, and any other damages other than for actual out of pocket expense and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules or entrants’ and/or ProFed Credit Union’s rights and obligations in connection with the Giveaway are governed by and construed in accordance with the laws of the state of Indiana, without giving effect to any choice of law or conflict of law rules.
B. If there is any conflict with any Giveaway details contained in these Official Rules and Giveaway details contained in Giveaway materials (including, but not limited to, point of sale, television, radio, and print advertising, promotional packaging, and other promotion media), the details of the Giveaway as set forth in these Official Rules prevail.
7. PRIVACY POLICY: Any personally identifiable information collected during an entrant's participation in this Giveaway will be used by ProFed Credit Union and their affiliates, agents and marketers in accordance with: ProFed Credit Union’s privacy notice, located here.
8. OFFICIAL RULES OR WINNERS LIST: For a copy of the Official Rules or Winner List on or after December 17, 2024, send a self-addressed, stamped envelope (residents of VT need not include return postage on rules requests) to the following address no later than January 1, 2025. (Please specify “Official Rules” or “Winners”): (ProFed eStatement Giveaway) 1710 St Joe River Drive, Fort Wayne, IN 46805.
9. PROFED CREDIT UNION: ProFed Federal Credit Union 1710 St Joe River Drive, Fort Wayne, IN 46805