*APY = Annual Percentage Yield. APY is accurate as of 09/15/2026 and subject to change. This certificate includes a one-time rate increase feature. If ProFed’s published rate for a standard 24-month certificate increases above your current rate during the 25-month term, you may request a one-time increase to that published rate. Member must request the rate increase; it is not automatic. An early withdrawal penalty may apply and may reduce earnings. A minimum daily balance of $500 is required to open the certificate and earn the disclosed APY. No additional deposits are allowed. Certificate renews as a standard 24-month certificate at maturity. Limited-time offer. Additional terms apply.