APY = Annual Percentage Yield. Rate quoted is as of 12/19/2025 and is subject to change. Early withdrawals incur dividend penalties, which will reduce or cancel your earnings. **At maturity, a 9-month certificate will automatically renew as a 9-month certificate, at our then-current rates. Call 260-373-1633 or 800-752-4613 ext. 1633 for current yields on these and other products. Promotion limited to Non-IRA funds. Limited time only.