Credit Cards
Save Money. Avoid Surprises. Spend with Confidence.
The ProFed Visa® Credit Card helps you keep things simple.
You can expect lower rates, no hidden fees, and built-in fraud protection with the ProFed Visa Credit Card, so you always know where you stand. It’s a straightforward way to pay that helps you stay in control — without the stress, surprises, or extra costs that can throw your finances off track.
Apply in minutes. Get peace of mind for years.
Apply NowChoose The Card That Fits Your Life
Apply Now| Feature | Visa® Rewards Card | Visa® Platinum Card |
|---|---|---|
| Best For | Maximizing everyday spending | Saving on interest |
| Cash Back | 1% standard, 2% select times | — |
| APR* As Low As | 12.49% | 11.49% |
| Intro Perk | Start earning rewards immediately | Enjoy one of our lowest rates |
| Annual Fee | $0 | $0 |
| Balance Transfer Fee | $0 | $0 |
| Fraud & Security | Advanced monitoring + card controls | Advanced monitoring + card controls |
| Worldwide Acceptance | ✅ | ✅ |
Membership at ProFed is required. *The annual percentage rate (APR) listed are our best rates. As of 1/1/26, Credit Card Prime Rate is 6.75. Your rate may vary depending on your credit score. Rewards are paid to your primary savings account in $25.00 increments at the end of each month. Balance transfers, PIN transactions and cash advances do not qualify as purchases for purposes of earning rewards.
Why Cardholders Trust ProFed
Built‑In Fraud & Security Protection
- 24/7 fraud monitoring with real‑time alerts that help stop suspicious activity fast
- Instant card lock or block in digital banking if your card is misplaced or compromised
- Dedicated support when it matters most — quick help if your card is lost or stolen
- Protected purchases everywhere you pay — online, in‑store, and around the world
Keep More of Your Money
- No annual fees — ever, so you can keep your money working for you instead of paying just to carry a card
- No balance transfer fees, making it easier and more affordable to consolidate debt and save on interest
- Competitive, lower interest rates that help reduce long‑term costs and make paying down balances less stressful
- Easy‑to‑use digital tools and calculators that put you in control and help you pay off your balance faster
Rewards That Add Up — ProFed Visa® Rewards
- Earn cash back on every purchase, turning everyday spending — like groceries, gas, travel, and streaming — into real value
- Simple, automatic rewards, with cash back deposited directly into your savings so earning never feels complicated
- Rewards that add up quickly, with every eligible purchase contributing to your financial goals
- Proven value you can trust, as ProFed cardmembers received over $806,000 in cash back rewards in 2025 alone