Switch To ProFed
Tired of feeling like just another account number?
For a limited time, become a new member and use code: SWITCH to receive $150 cash after 90 days*
You deserve better — and that's exactly what you'll find at ProFed Credit Union.
When you switch to ProFed, you’re not just changing where your money lives. You’re choosing a local, member-owned financial partner that listens, responds, and works every day to help you move forward.
Local banking. Better rates. Real people. Right here in Fort Wayne and Northeast Indiana.
Become A Member Contact Us*All accounts must be in good standing to receive bonus. Minimum $5.00 opening deposit to savings and $25.00 opening deposit to checking required to receive bonus pay. Individual must enter the included code when opening account online, or present code when opening in person. Account must be open 90 days and in good standing before the $150.00 bonus is paid. Current members do not qualify. Offer valid until 12/31/26.
What Changes When You Switch
- You're more than an account — you're a member owner
- Decisions are made locally, not by a distant call center
- You get fewer fees and competitive rates
- You work with real people who know your community
- Your money is reinvested right here in Northeast Indiana
Switching doesn't mean starting over. It means upgrading how you're treated.
For a limited time, become a new member and use code: SWITCH to receive $150 cash after 90 days*
*All accounts must be in good standing to receive bonus. Minimum $5.00 opening deposit to savings and $25.00 opening deposit to checking required to receive bonus pay. Individual must enter the included code when opening account online, or present code when opening in person. Account must be open 90 days and in good standing before the $150.00 bonus is paid. Current members do not qualify. Offer valid until 12/31/26.
Rooted Here. Committed to You.
For more than 90 years, ProFed has believed banking should put people before profits.
We're proud to serve Fort Wayne and Northeast Indiana, and we back that commitment with real action.
In addition, we invest in schools, small businesses, and community programs. When our communities thrive, our members do too.
$412,000Donated to Charities |
97Partner Organizations |
150Employee Volunteers |
65,000+Members Served |
|---|
Built Around Your Life — Not a One-Size-Fits-All Model
ProFed Members Say It Best
Wondering what it's really like to bank with ProFed? The people who know us best — our members — say it best.
SHANIA | "Such an amazing bank to go to — they’re always quick to help with whatever questions you have!"
SAMANTHA | "Absolutely the best bank I have ever had! Everyone goes the extra mile. I recommend ProFed to everyone!"
RYAN | "My wife and I have banked here for almost 10 years; they are always helpful, and the tellers are really friendly."
KAIA | "I've been banking with ProFed since I was able to! The staff is always so friendly and helpful. It's always been a great experience!"
Why More People Are Choosing ProFed Over Traditional Banks
Join Today| What Matters to You | ProFed Credit Union | Traditional Banks |
|---|---|---|
| How You're Treated | You're a member-owner, not an account number | You're a customer — one of many |
| Decision-Making | Local decisions made by people who know your community | Decisions often made by distant corporate offices |
| Fees | Fewer fees, designed to keep more money in your pocket | Fees are common and often hard to avoid |
| Rates | Competitive loan and savings rates that benefit you | Rates designed to benefit shareholders |
| Customer Support | Real people, real conversations, faster answers | Long waits, call centers, and automated systems |
| Community Impact | Your money stays local, supporting schools, nonprofits, and businesses | Profits leave the community |
| Flexibility | Solutions built around your life and goals | One-size-fits-all policies |
| Trust & Transparency | Clear explanations and guidance you can understand | Fine print and complicated terms |
| Long-Term Value | Banking focused on your future | Banking focused on quarterly profits |
Frequently Asked Questions
At ProFed Credit Union, membership goes far beyond a checking account. In many cases, you’ll enjoy loan rates that are often 1–2% lower than banks and savings returns that are up to 0.50% higher. Our profits return to members, not shareholders, so you benefit directly. Perks include a referral program, free financial education, travel discounts, tax prep savings, and estate planning deals. It’s a complete financial membership — not just an account.
Credit unions are not-for-profit and owned by their members, while banks are for-profit institutions that return profits to shareholders. At ProFed, our credit union members in and around Northeast Indiana benefit from competitive loan rates, savings options, and personalized service.
When you join ProFed, you’re more than a member/owner. That means you have a voice in how we operate, and you directly share in the financial returns. In 2024, ProFed returned well over a million dollars to members through our Referral Program, Student Checking and Great Start Accounts, as well as through our Visa® Rewards credit card. Every dollar stays in our community — fueling families, businesses, and local growth.
Our member benefits are designed to fit your life:
- Skip-a-Pay options for loans during tough months
- Exclusive seasonal discounts
- Free credit counseling & budgeting tools
- Community programs that return dollars to local schools and non-profits.
These extras are part of what makes membership different.
Yes. ProFed supports members at every life stage with products designed to make saving and borrowing easier:
- Youth & Student Savings: Programs like our Great Start Savings and EZ Saver Certificates help young members build healthy financial habits.
- Student Checking: Available for ages 13–26, this account has no minimum balance, and members get four monthly ATM fee refunds up to $15 per month, making it easy for students to manage money responsibly.
- First-Time Homebuyer Options: ProFed offers mortgage programs with favorable terms, including loans up to 97% loan-to-value (LTV), so you can buy your first home with a smaller down payment.
Whether it’s a child’s first savings account, a student learning to manage finances, or a young family purchasing their first home, ProFed is here to support you through every milestone.
Yes. With the ProFed Rewards Visa®, you can earn you up to 2% (during seasonal promotions) cash back on every purchase — no rotating categories or blackout dates. Additionally, cardholders can enjoy a no-annual-fee and no-balance-transfer-fee option. It’s the best of both worlds: rewards like a national bank card, but with lower rates, and you get the personalized service of a credit union.
Yes, you can access 30,000+ surcharge-free ATMs coast to coast. While ProFed doesn't participate in shared banking at this time, you can visit 13 local branches across nine counties.
*All accounts must be in good standing to receive bonus. Minimum $5.00 opening deposit to savings and $25.00 opening deposit to checking required to receive bonus pay. Individual must enter the included code when opening account online, or present code when opening in person. Account must be open 90 days and in good standing before the $150.00 bonus is paid. Current members do not qualify. Offer valid until 12/31/26.