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Read answers to frequently asked questions.

FAQ
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ProFed Credit Union's online banking app give you access to your money anytime, anywhere!

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How do taxes and inflation affect my savings?

How do taxes and inflation affect my savings?

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Should I take a rebate or low-cost financing?

Should I take a rebate or low-cost financing?

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Should I refinance my home?

Should I refinance my home?

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Should I pay discount points?

Should I pay discount points?

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ACH Info

Account number and routing number information.

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How much will inflation affect my retirement?

How much will inflation affect my retirement?

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Online and Mobile Banking

Enjoy the convenience of online and mobile banking!

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Money Market

Earn More With A Money Market Plus Savings

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Join Our Team

Our company takes pride in the work we do and our involvement in our communities. We genuinely care about our employees and sincerely want to make a difference for the members we serve.      

If you are interested in joining the ProFed team, apply now, and learn about why working for ProFed Credit Union is as rewarding as banking here!

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How long until I reach my savings goal?

How long until I reach my savings goal?

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BDB Tutorials V2

New Business Digital Banking Experience 

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Checking

You have a choice in checking! Checking accounts are not a one-size fits all. That’s why we have a selection to choose from, each with unique features, so you can pick the one that best fits your needs.

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Spend

Spend money with ProFed

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Refinance

Take advantage of great, low rates and refinance your mortgage with ProFed Credit Union.

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Auto Loan Refinancing Rates

A car is a necessity for many, but also an expense few can afford in one lump sum. Most people have to take out a loan for a new or used car.

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Select the Checking that’s Right for You

Bundle Checking and Savings.

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ProFed Blog

Keep up with the latest and greatest of ProFed on our blog.

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Business Banking

Whether you are starting a new business or have an established company, ProFed offers personalized service and competitive pricing that will help your business be more efficient and streamline your processes.

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Our Story

Since 1933, ProFed Credit Union has grown to serve over 50,000 members in Northeast Indiana. Whether you live, work, worship, volunteer or do business in our community, you qualify for membership with ProFed. Discover the benefits of joining a financial institution focused on you. 

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Club Accounts

Save & slay holiday shopping with a Christmas Club Savings Account from ProFed.

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Digital Banking

ProFed Digital Banking makes it easy to check on your finances from anywhere online.

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referred-by-a-friend

Your friend referred you to us! That's great! Let us help you get the checking account that is right for you. Once your account is open for 90 days, you will earn $75.00.

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DB Tutorials V2

New Digital Banking Experience 

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ProFed Financial Advisors

If you are looking for long-term investment strategies, we can help. ProFed members can call for a free, no-obligation portfolio review.

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Prime Line Of Credit

Ask your ProFed Credit Union Team about the benefits of a ProFed Mortgage!

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Locations

Locations

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Construction Loans

Discover the Benefits of a Construction Loan

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DB Tutorials

Digital banking tutorials to help members through the upgrade process.

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Youth Month

Unleash the Power of Saving at ProFed Credit Union

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Scholarships

ProFed is proud to offer scholarships that provide qualified individuals with financial assistance to pursue educational goals.

High school seniors and continuing or returning college students can benefit from the assistance and encouragement provided through the Carroll R. Phillips Scholarship and the Robert A. Weaver Scholarship.

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Save

Whether you're creating a budget and a savings plan, planning for retirement, or opening your child's first savings account, we make it our goal to help you reach yours. You need security and guidance for your family's many seasons of savings. At ProFed, we're happy to give you exactly that. 

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Business Loans

Whether for purchase or refinance, ProFed is the smart choice for commercial real estate loans, commercial construction loans, equipment loans, auto & fleet vehicle loans and credit cards.  Businesses and other organizations operating in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties are eligible to borrow.

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Savings Rates & Fees

See how you can put your money to work. We offer many savings opportunities and have flexible options with low minimum balances. 

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Student Checking

Designed for students between the ages of 13 to 26.

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referral

Use your referral code, and earn $75 when you sign up for one of the products below.

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Holiday Giveaway

ProFed Giveaway Official Rules

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Budget Counseling

ProFed has certified professionals that can help you prepare a budget and assist you to stay on track when you get behind on your payments.

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Financial Education

Discover Our Free Learning Courses to Help Reach Your Financial Goals

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Giveaways

PROFED PRIZE TICKET GIVEAWAY OFFICIAL RULES

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Calculators

Borrow Calculators

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Great Start Savings

Start Saving with ProFed today!

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Merger

Welcome to ProFed Credit Union.

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Contact

Needing more information? Send us a message to get in touch with someone who can help.

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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Savings

Your membership at ProFed starts with your savings.  Your first $5 deposited becomes your share of the credit union. This makes you a member-owner of ProFed! What you do with the rest of your savings is up to you. Whether you’re transferring funds to other shares or loans or building up your emergency fund, ProFed makes sure your money is always within reach.

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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Discover

Discover what ProFed can do for you

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FAQ

Questions? We're here to help. 

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Visa® Debit Card

Whether you’re shopping online at home or on-the-go, your ProFed Visa® Debit Card is the ideal way to pay.

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Recreation Vehicle (RV) Loans

If you’re considering a new RV, now is the time to take advantage of our low rates and great terms.

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Become a Member

In the time that it takes you to fill your car's gas tank you can become a member with ProFed. Five minutes is all it takes to join online.

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Skip-A-Payment

We get it - some months you need more wiggle room than others. That’s why we offer Skip-A-Payment for qualifying installment loans. 

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TruStage® Home & Auto Insurance

Loan and Asset Protection

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App Downloads

ProFed Online Mobile Banking

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Stimulus Funds

Economic Impact Payment Questions  

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Ants Awareness in Action

Love Mad Ants basketball? Buy tickets on a featured NFP night to help raise funds and awareness around local non-profits in our communities.

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Mechanical Repair Coverage

Loan and Asset Protection

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ARM Loan Special

For a limited time, ProFed Credit Union is providing a special for your home construction loan. 

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Calendar of Observed Holidays

ProFed Credit Union's Calendar of Observed Holidays

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Past Community Events

ProFed's past community events

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Car Loan Interest Rates

If you are looking to buy a new or used vehicle, chances are you you will look for an auto loan to cover the costs. The auto loan process can be a little bit intimidating if it’s your first time applying for an auto loan. Consider using ProFed Credit Union for your auto loan needs. Start the process today or learn more about our car loan offerings.

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Auto Loans

Whether purchasing a new or used vehicle or refinancing one you already own, ProFed’s vehicle loans are designed to put you in the driver’s seat fast!

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Health Savings - HSAs

Health Savings Accounts (HSAs) work in connection with high-deductible health plans (HDHPs) to help save for medical expenses. Distributions are tax-free when used for qualified medical expenses, such as co-pays, prescriptions and more. Unlike flexible spending accounts, your unused funds roll over year after year so you don't lose what you've saved. If you are eligible for an HSA, open yours with ProFed today!

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Perks

As the saying goes, "Membership has its perks!" Membership perks at ProFed Credit Union are not just about great rates and low fees. Being a member of our credit union entitles you to a variety of other product and service discounts. From shopping discounts to cellphone rebates, discounts at restaurants to low-priced insurance offerings, there are benefits for everyone!

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Construction Loan Special

First-Time Homebuyer 

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Water Sports Vehicle and Boat Loan Rates

ProFed can pre-approve your boat or water sports vehicle loan with an affordable monthly payment. We offer customizable terms and low boat loan rates to meet your budget!

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IRAs

It's never too early to start planning for your retirement. ProFed offers both Traditional and Roth IRAs to help you start planning for your financial future, and you can get started with as little as $10.00.

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Our Community

Enriching and giving back to our community is important to us. That’s why we’re committed to the continued development of community and family experiences by supporting events throughout Northeast Indiana. We offer scholarships and sponsor educational opportunities for our members throughout the area.

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Borrow

We're here to help you make the best choice for your personal needs and circumstances, giving you less to stress about and more time to get excited about your next big purchase.  

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Certificates

A certificate, also known as a certificate of deposit or CD is a stable way to save money at a higher fixed rate. By committing your funds for a specific period of time, you will earn a higher dividend than you would with a regular savings account.

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New Car Loan Interest Rates

If you are in the market for a new car, you will most likely take out a loan to buy it. This means you want to get the best interest rates possible. Defaulting on your loan can cause you to lose your car, so keeping your payments low is important.

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Debt Protection

Loan and Asset Protection

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Certificate

Get the most out of your savings with a ProFed Certificate!

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Personal Loans

We will help you find the right personal loan product to get you the funds you need. How you spend your money is up to you, that’s why it’s personal.

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Privacy Policy

ProFed's privacy policy

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rewards card

Start earning rewards with a ProFed Visa® Rewards Card today!

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Home Equity Loans

If you need a specific amount of money for a specific project, our fixed-rate home equity loan might be a great option.  A home equity line of credit lets you borrow when you want and as much as you want up to the credit limit, and there is no annual fee. 

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Used Car Loan Rates

Most people have to take out a loan to buy the car they want, even if it is used. Used cars are often a better deal than new ones, especially if you buy a certified used car from a reputable dealer. Finding the best used car loan rates, however, can be a challenge, particularly for younger borrowers.

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Visa® Credit Cards

Earn rewards on everything from everyday expenses to special purchases. Enjoy the peace of mind that comes with our enhanced security and protection, from a card services team that knows you as an individual not your number. 

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Loan Protection

An unexpected job loss, death or disability could prevent you from making loan payments and damage your credit score.

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Guaranteed Asset Protection (GAP)

Loan and Asset Protection

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Sample Page

This is a sample page for new bloq types.

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Mortgage

Whether you are a first-time homebuyer or just looking to refinance your home, our mortgage team is here to make every step as easy and affordable as possible. 

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ATMs/Video Tellers

When you are a member of ProFed, you have access to over 36,000+ surcharge-free ATMs through our nationwide network. 

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Loan Rates

At ProFed Credit Union, our members enjoy low rates and fees on loans. 

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Refer a Friend

STEP 1

Sign up to get your referral code

STEP 2

Share your code with friends and family

STEP 3

Friend joins ProFed and opens a checking account or Great Start Savings account

STEP 4

Get paid!

STEP 5

After 90 days your friend gets paid!

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Sign-up Error

Oops.  Something went wrong.  You may already have an account.  Please check your progress here to confirm.

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Specials

We're here to help you make the best choice for your personal needs and circumstances, giving you less to stress about and more time to get excited about your next big purchase.  Check out these SPECIALS!

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Credit Starter

Credit Starter Program by ProFed

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Apply for a Loan

Quick, easy, and secure!

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By accessing the noted link you will be leaving ProFed's website and entering a website hosted by another party. ProFed is not responsible for the content of the alternate website. Please be advised that ProFed does not represent the third party or you (the member) if you and the third party enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of ProFed Federal Credit Union.

This is NOT a secured email transmission. Please do not send personal/financial information via this method.