Mechanical Repair Coverage | Profed Credit Union

Ensure Reliable Transportation For Your Family

Whether you depend on your vehicle for work or getting your family to school and activities, you need safe and reliable transportation. The older your car, the more it takes to keep it in good working order. Not making minor repairs can lead to even more expensive repairs. Ignoring repairs can be dangerous. Mechanical Repair Coverage (MRC) can help deflect some of those costly covered repairs while keeping your vehicle running extra miles and extra years. With various coverage levels and deductibles, there’s a plan to fit your family’s budget.

Benefits for covered repairs:

Limit repair costs to your deductible, if any.
Choose your deductible: [$0, $100, $250, or $500].
Rental reimbursement of up to $35/day for five days (up to an additional five days with verified parts delay) from day one.
24-hour emergency roadside assistance, up to $100 per occurrence. This includes towing, battery jumpstart, fluid delivery, flat tire assistance, and lockout service.
Travel reimbursement of up to $200 per day for 1-5 days for food, lodging, and transportation expenses when a covered breakdown occurs 100 miles or more from home. (This benefit is not available to NY residents.)
Good at any authorized repair facility in the US or Canada.
No out-of-pocket expense except any deductible. The plan pays for the repair facility.
Transferable to increase resale value. Only if sold privately. Subject to transfer fee.
Cancel for a full refund within 60 days. A full refund is available only if coverage is unused in the first 60 days. If used or canceled after 60 days, the refund is prorated, and administrative fees are reduced. Cancellation administrative fees vary by state.

Reach out for details and get a quote today.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by TruStage Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. Unique ID & copyright: MRC-2425078.1-0219-0321 © TruStage 2023, All Rights Reserved.