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A new ProFed Digital Banking experience is here! If you need help navigating the changes, please click here.

Credit Starter by ProFed

ProFed’s Credit Starter Program is designed for young adults to build their credit from the ground up. We want to help educate you on borrowing for your first auto loan, credit card, mortgage, and everything in between. Reach out to find out if you qualify for the program.

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ProFed Makes Building Your Credit Easy

Qualifications

Do you have a savings and checking account with us? Six months of job time? Money for a down payment, but no credit history? Our Credit Starter Program may help you get your first car loan on your own. You might also qualify for a ProFed Visa® Rewards Card! We're here to help you build good credit for your future.

Benefits 

Earn up to $50 cash back on your ProFed Auto Loan and double the cash back rewards on your ProFed Visa Credit Card for making timely payments the first year. In addition, ProFed First-Time Homebuyers will receive a rate discount and $500 off closing costs. 

Ready to get started?

  1. Use our calculators below to help determine your budget for a car loan, credit card or home loan to prepare you for your next big decision.
  2. Next, call us at 260-373-1631 or schedule an appointment to see if you qualify for the program. 
  3. Now you're ready to start going through our educational modules. Click "Start Now" on a module and then “Login” in the top right-hand corner to register and complete the required Car Loans Module and Credit Cards Module.
  4. Ready to proceed? Apply now for a credit card, car loan, or mortgage.
  5. Enjoy the benefits! Earn cash back, rewards, and rate discounts.  

*Creating an account and completing the Car Loans Module and Credit Card Module is a requirement of the program. Money Sense modules are not supported on the Internet Explorer browser. 

Car Loans

Car Loans Module

Start Now

How much car can I afford?

Calculate Now

How much will my auto payments be?

Calculate Now

Credit Cards

Credit Cards Module

Start Now

How long will it take to pay off my credit card?

Calculate now

Mortgages

Considering Homeownership Module

Start Now

Buying a Home Module

Start Now

Mortgages Module

Start Now

How much home can I afford?

Calculate Now

How much of a down payment should I make on my new home?

Calculate Now

Comparing mortgages (i.e., 15, 20, 30 year)

Calculate Now

Click here for a sample payment form. 

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