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Home Loans

Mortgage

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First-Time

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Construction

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ARM

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USDA

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Benefits

Competitive fixed rate

10, 15, 20, 30-year terms

Zero down payment option for qualified applicants

ProFed underwriting and servicing

Benefits

Discounted interest rate and closing costs

30-year term

ProFed underwriting and servicing

Benefits

Fixed or Adjustable-Rate options

One-time closing

Interest-only payments during construction phase

ProFed underwriting and servicing

Ask us about our Land only and Bridge loans!

Benefits

Competitive 5 and 7-year fixed initial period, followed by annual adjustments

Lower initial mortgage payments compared with fixed-rate mortgages

ProFed underwriting and servicing

Benefits

Zero down payment required

Up to 101% financing when the upfront USDA fee is financed

ProFed underwriting and servicing

Requirements

Varying down payments are required

Subject to credit, income, and asset review

Requirements

Minimum 3% down payment

Subject to credit, income, and asset review

Requirements

7-month construction phase, can be extended upon review

Minimum 5% down payment

Subject to builder and contract review

Subject to credit, income, and asset review

Requirements

Varying down payments are required

Only available for primary residences

Subject to credit, income, and asset review

Requirements

Subject to property location and income limitations

Not available for existing manufactured housing

Subject to credit, income, and asset review

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