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Read answers to frequently asked questions.

FAQ
Loan Protection

An unexpected job loss, death or disability could prevent you from making loan payments and damage your credit score.

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Loan Payment Calculator

Loan Payment Calculator

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Should I accelerate my auto payments?

Should I accelerate my auto payments?

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How much will my auto payments be?

How much will my auto payments be?

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How will extra payments affect my loan?

How will extra payments affect my loan?

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Apply for a Loan

Quick, easy, and secure!

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How long will it take to pay off my loan?

How long will it take to pay off my loan?

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What is the Loan to Value Ratio of my home?

What is the Loan to Value Ratio of my home?

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Auto Loan Refinancing Rates

A car is a necessity for many, but also an expense few can afford in one lump sum. Most people have to take out a loan for a new or used car.

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Auto Loans

Whether purchasing a new or used vehicle or refinancing one you already own, ProFed’s vehicle loans are designed to put you in the driver’s seat fast!

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Construction Loan Special

First-Time Homebuyer 

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Business Loans

Whether for purchase or refinance, ProFed is the smart choice for commercial real estate loans, commercial construction loans, equipment loans, auto & fleet vehicle loans and credit cards.  Businesses and other organizations operating in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties are eligible to borrow.

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Personal Loans

We will help you find the right personal loan product to get you the funds you need. How you spend your money is up to you, that’s why it’s personal.

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New Car Loan Interest Rates

If you are in the market for a new car, you will most likely take out a loan to buy it. This means you want to get the best interest rates possible. Defaulting on your loan can cause you to lose your car, so keeping your payments low is important.

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Loan Rates

At ProFed Credit Union, our members enjoy low rates and fees on loans. 

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Water Sports Vehicle and Boat Loan Rates

ProFed can pre-approve your boat or water sports vehicle loan with an affordable monthly payment. We offer customizable terms and low boat loan rates to meet your budget!

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Used Car Loan Rates

Most people have to take out a loan to buy the car they want, even if it is used. Used cars are often a better deal than new ones, especially if you buy a certified used car from a reputable dealer. Finding the best used car loan rates, however, can be a challenge, particularly for younger borrowers.

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Mortgage

Whether you are a first-time homebuyer or just looking to refinance your home, our mortgage team is here to make every step as easy and affordable as possible. 

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Home Equity Loans

If you need a specific amount of money for a specific project, our fixed-rate home equity loan might be a great option.  A home equity line of credit lets you borrow when you want and as much as you want up to the credit limit, and there is no annual fee. 

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Car Loan Interest Rates

If you are looking to buy a new or used vehicle, chances are you you will look for an auto loan to cover the costs. The auto loan process can be a little bit intimidating if it’s your first time applying for an auto loan. Consider using ProFed Credit Union for your auto loan needs. Start the process today or learn more about our car loan offerings.

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Construction Loans

Discover the Benefits of a Construction Loan

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Debt Protection

Loan and Asset Protection

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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Home Equity Loan Special

Apply now for a No Closing Cost* Home Equity Loan!

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Calculators

Borrow Calculators

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ARM Loan Special

For a limited time, ProFed Credit Union is providing a special for your home construction loan. 

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Recreation Vehicle (RV) Loans

If you’re considering a new RV, now is the time to take advantage of our low rates and great terms.

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Borrow

We're here to help you make the best choice for your personal needs and circumstances, giving you less to stress about and more time to get excited about your next big purchase.  

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Skip-A-Payment

We get it - some months you need more wiggle room than others. That’s why we offer Skip-A-Payment for qualifying installment loans. 

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Visa® Credit Cards

Earn rewards on everything from everyday expenses to special purchases. Enjoy the peace of mind that comes with our enhanced security and protection, from a card services team that knows you as an individual not your number. 

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Refinance

Take advantage of great, low rates and refinance your mortgage with ProFed Credit Union.

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Club Accounts

Save & slay holiday shopping with a Christmas Club Savings Account from ProFed.

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TruStage® Home & Auto Insurance

Loan and Asset Protection

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Guaranteed Asset Protection (GAP)

Loan and Asset Protection

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Savings Rates & Fees

See how you can put your money to work. We offer many savings opportunities and have flexible options with low minimum balances. 

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rewards card

Start earning rewards with a ProFed Visa® Rewards Card today!

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Merger

Welcome to ProFed Credit Union.

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Great Start Savings

Start Saving with ProFed today!

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Digital Banking

ProFed Digital Banking makes it easy to check on your finances from anywhere online.

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Certificate

Get the most out of your savings with a ProFed Certificate!

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referral

Use your referral code, and earn $75 when you sign up for one of the products below.

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App Downloads

ProFed Online Mobile Banking

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FAQ

Questions? We're here to help. 

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Certificates

A certificate, also known as a certificate of deposit or CD is a stable way to save money at a higher fixed rate. By committing your funds for a specific period of time, you will earn a higher dividend than you would with a regular savings account.

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Online and Mobile Banking

Enjoy the convenience of online and mobile banking!

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Become a Member

In the time that it takes you to fill your car's gas tank you can become a member with ProFed. Five minutes is all it takes to join online.

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Contact

Needing more information? Send us a message to get in touch with someone who can help.

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Perks

As the saying goes, "Membership has its perks!" Membership perks at ProFed Credit Union are not just about great rates and low fees. Being a member of our credit union entitles you to a variety of other product and service discounts. From shopping discounts to cellphone rebates, discounts at restaurants to low-priced insurance offerings, there are benefits for everyone!

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ProFed Blog

Keep up with the latest and greatest of ProFed on our blog.

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Select the Checking that’s Right for You

Bundle Checking and Savings.

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referred-by-a-friend

Your friend referred you to us! That's great! Let us help you get the checking account that is right for you. Once your account is open for 90 days, you will earn $75.00.

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Savings

Your membership at ProFed starts with your savings.  Your first $5 deposited becomes your share of the credit union. This makes you a member-owner of ProFed! What you do with the rest of your savings is up to you. Whether you’re transferring funds to other shares or loans or building up your emergency fund, ProFed makes sure your money is always within reach.

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Mechanical Repair Coverage

Loan and Asset Protection

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Sample Page

This is a sample page for new bloq types.

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Business Banking

Whether you are starting a new business or have an established company, ProFed offers personalized service and competitive pricing that will help your business be more efficient and streamline your processes.

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Join Our Team

Our company takes pride in the work we do and our involvement in our communities. We genuinely care about our employees and sincerely want to make a difference for the members we serve.      

If you are interested in joining the ProFed team, apply now, and learn about why working for ProFed Credit Union is as rewarding as banking here!

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Our Story

Since 1933, ProFed Credit Union has grown to serve over 50,000 members in Northeast Indiana. Whether you live, work, worship, volunteer or do business in our community, you qualify for membership with ProFed. Discover the benefits of joining a financial institution focused on you. 

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Holiday Giveaway

ProFed Giveaway Official Rules

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Giveaways

PROFED PRIZE TICKET GIVEAWAY OFFICIAL RULES

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