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Savings Rates

SavingsDividend Rate (Compounded Monthly)APY* (Compounded Monthly)
Regular Savings**0.05%0.05%
Regular Savings 2 & 30.05%0.05%
Open a savings account!
**$5.00 minimum opening deposit for primary Regular Savings Account. You must maintain a minimum daily balance of $125.00 to earn dividends.

Checking Rates

CheckingDividend Rate (Compounded Monthly) APY* (Compounded Monthly) 
Simple Checking**No DividendsN/A
eChecking**No DividendsN/A
Student Checking**No DividendsN/A
Checking Plus***0.05%0.05%
Open a checking account!
**$25.00 minumum opening deposit. Includes EZ Checking.
***$1,000.00 minimum opening deposit. $1,000.00 minimum balance required to avoid a $7.50 monthly fee.

Club Account Rates

Club Accounts**Dividend Rate (Compounded Monthly)APY* (Compounded Monthly)
Christmas Clubs0.05%0.05%
Name Your Own Club0.05%0.05%
Open a CLUB account!
**$1.00 minimum opening deposit.  You must maintain a minimum daily balance of $125.00 to earn dividends.

Money Market Plus Rates

Money Market Plus**Dividend Rate (Compounded Monthly)APY* (Compounded Monthly)
Up to $2,499.990.05%0.05%
$2,500 - $9,999.990.20%0.20%
$10,000 - $24,999.9990.45%0.45%
$25,000 - $99,999.990.60%0.60%
$100,000 and Over1.00%1.00%
**$2,500.00 minimum opening deposit. You must maintain a minimum daily balance of $125.00 to earn dividends. $2,500.00 minimum balance required to avoid a $10.00 monthly fee.

Health Savings Accounts

Health Savings Accounts**Dividend Rate (Compounded Monthly)APY* (Compounded Monthly)
Up to $999.990.05%0.05%
$1,000.00 - $9,999.990.10%0.10%
$10,000.00 and Over0.25%0.25%
**You must maintain a minimum daily balance of $125.00 to earn dividends.

IRAs - Variable Rates

IRAs - Variable Rate**Minimum Opening BalanceDividend Rate (Compounded Quarterly)APY* (Compounded Quarterly)
Traditional IRA$10.000.15%0.15%
Roth IRA$10.000.15%0.15%
Traditional IRA - 60 Month Variable Rate Share Certificate***$1,000.001.24%1.25%
**You must maintain a minimum daily balance of $15.00 to earn dividends.
***To obtain the annual percentage yield disclosed you must maintain the minimum daily balance disclosed on your IRA Certificate.

Traditional and Roth IRAs - Fixed Rates

Traditional and Roth IRAs - Fixed RateMinimum Opening BalanceDividend Rate (Compounded Quarterly)APY* (Compounded Quarterly)
Limited-Time Special**: 24 Months$5,000.003.94%4.00%
18 Months$1,000.001.00%1.00%
36 Months$1,000.001.19%1.20%
60 Months$1,000.001.49%1.50%
24 Month EZ Saver**$25.001.00%1.00%
**To obtain the annual percentage yield disclosed you must maintain the minimum daily balance disclosed on your IRA Certificate.

Certificate Rates

Certificate**Minimum Opening BalanceDividend RateAPY*
Limited-Time Special**: 10 Months$1,000.004.79%4.90%
3 Months$500.000.60%0.60%
6 Months$500.000.85%0.85%
9 Months$500.000.85%0.85%
12 Months$500.001.00%1.00%
18 Months$500.001.00%1.00%
24 Months$500.001.04%1.05%
30 Months$500.001.09%1.10%
36 Months$500.001.19%1.20%
48 Months$500.001.24%1.25%
60 Months$500.001.49%1.50%
12 Month EZ Saver$25.001.00%1.00%
24 Month EZ Saver$25.001.04%1.05%
Open a CERTIFICATE!
*APY = Annual Percentage Yield. 
**To obtain the annual percentage yield disclosed you must maintain the minimum daily balance disclosed on your Certificate.

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