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Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Auto Loans2018 - 2019N/A84 MonthsFixed4.99%
Auto Loans2016 - 2019N/A75 MonthsFixed4.24%
Auto Loans2012 - 2019N/A66 MonthsFixed3.99%
Auto Loans2012 - 2019N/A48 MonthsFixed3.74%
Auto Loans2009 - 2011N/A48 MonthsFixed4.74%



Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
RVs2012 - 2019$40,000120 MonthsFixed6.49%
RVs2012 - 2019N/A60 MonthsFixed5.99%
Boats2012 - 2019$20,00084 MonthsFixed6.49%
Boats2012 - 2019N/A60 MonthsFixed5.99%
Motorcycles, ATV's, Personal Watercrafts2012 - 2019N/A60 MonthsFixed5.49%
Miscellaneous Secured N/A48 MonthsFixed6.99%



Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Certificate PledgeCertificateN/ACert MaturityFixedCert Rate + 2.00%
Share PledgeShare Hold$1,00048 MonthsFixedDeposit Rate + 2.00%
Pledge Loans are NOT risk based priced


Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Personal Unsecured N/AN/A48 MonthsFixed8.99%
Personal Unsecured N/AN/A48 MonthsVariable Prime +2.00%7.00%
Prime LineN/AN/A60 MonthsVariable Prime +2.00%7.00%
90 Day Single Pay Notes - Rate follows collateral being held


Loan ProductMaximum Loan to Value (LTV)Minimum LoanTermRate as low asAPR* as low as^
Short Term First MortgageUp to 80% LTV$10,00060 - 120 Months - Fixed Rate4.125%4.335%
Second MortgageUp to 90% LTV$5,00012 - 120 Months - Fixed Rate4.990%4.990%
Home Equity Line of CreditUp to 90% LTV$5,000120 Months - Variable Rate**4.750%4.750%
First MortgageClick here for current rates
^ Annual Percentage Rates are based on a loan amount of $10,000 and a term of 120 months.
** The Rate for the Home Equity Line of Credit is based on prime (index), as published in the Wall Street Journal on the last day of the month, plus a margin.

Credit Card

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Visa Rewards   Variable Visa Prime +5.74%10.99%
Visa Platinum   Variable Visa Prime +4.74%9.99%
*The annual percentage rate (APR) listed are our best rates.  Your rate may vary depending on your credit score.

Please contact a loan officer for information concerning specialty-type autos or extended terms.

As of 09/20/19, Prime Rate is 5.00

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