Skip to Content
Coronavirus Update:Effective June 8, branch lobbies will reopen with business hours from 9 a.m. - 5 p.m. M-Th and until 6 p.m. on Friday. We still encourage our members to make an appointment by contacting 260.482.4343 or email Click here to learn more and view ProFed’s Pandemic Plan.
Hot Deals, New Wheels!

As low as 2.24% APR* on an Auto Loan when you sign up for direct deposit and auto-transfer.

Learn More


Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Auto Loans2019 - 2020N/A84 MonthsFixed4.74%
Auto Loans2017 - 2020N/A75 MonthsFixed3.64%
Auto Loans2013 - 2020N/A66 MonthsFixed3.39%
Auto Loans2013 - 2020N/A48 MonthsFixed3.24%
Auto Loans2010 - 2012N/A48 MonthsFixed4.74%



Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
RVs2013 - 2020$40,000120 MonthsFixed5.99%
RVs2013 - 2020N/A60 MonthsFixed5.49%
Boats2013 - 2020$20,00084 MonthsFixed5.99%
Boats2013 - 2020N/A60 MonthsFixed5.49%
Motorcycles, ATV's, Personal Watercrafts2013 - 2020N/A60 MonthsFixed4.99%
Miscellaneous Secured N/A48 MonthsFixed6.24%



Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Certificate PledgeCertificateN/ACert MaturityFixedCert Rate + 2.00%
Share PledgeShare Hold$1,00048 MonthsFixedDeposit Rate + 2.00%
Pledge Loans are NOT risk based priced


Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Personal Unsecured N/AN/A48 MonthsFixed8.99%
Variable Rate Personal Unsecured N/AN/A48 MonthsVariable Prime +2.00%5.25%
PrimeLineN/AN/A60 MonthsVariable Prime +2.00%5.25%
90 Day Single Pay Notes - Rate follows collateral being held


Loan ProductMaximum Loan to Value (LTV)Minimum LoanTermRate as low asAPR* as low as^
Rapid RefiClick here for current rates    
Second MortgageUp to 90% LTV$5,00012 - 120 Months - Fixed Rate4.990%4.990%
Home Equity Line of CreditUp to 90% LTV$5,000120 Months - Variable Rate**3.000%3.102%
First MortgageClick here for current rates
^ Annual Percentage Rates are based on a loan amount of $10,000 and a term of 120 months.
** The Rate for the Home Equity Line of Credit is based on prime (index), as published in the Wall Street Journal on the last day of the month, plus a margin.

Credit Card

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Visa Rewards   Variable Visa Prime +5.74%8.99%
Visa Platinum   Variable Visa Prime +4.74%7.99%
*The annual percentage rate (APR) listed are our best rates.  Your rate may vary depending on your credit score.

Please contact a loan officer for information concerning specialty-type autos or extended terms.

As of 3/17/20, Prime Rate is 3.25

By accessing the noted link you will be leaving ProFed's website and entering a website hosted by another party. ProFed is not responsible for the content of the alternate website. Please be advised that ProFed does not represent the third party or you (the member) if you and the third party enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of ProFed Federal Credit Union.

This is NOT a secured email transmission. Please do not send personal/financial information via this method.