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Coronavirus Update:Effective June 8, branch lobbies will reopen with business hours from 9 a.m. - 5 p.m. M-Th and until 6 p.m. on Friday. We still encourage our members to make an appointment by contacting 260.482.4343 or email Click here to learn more and view ProFed’s Pandemic Plan.
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Traditional and Roth IRAs

It's never too early to start planning for your retirement. We offer both Traditional and Roth IRAs to help you start planning for your financial future, and you can get started with as little as $10.00. There are no enrollment or annual maintenance fees. If you are not sure which IRA is right for you, contact us, we have certified IRA specialists on staff available to help.

See Rates


Traditional IRA - Tax Break Now

Roth IRA - Tax Break Later


May be tax-deductible

Not tax-deductible


Income tax applies to withdrawals of pre-tax contributions and earnings

Contributions are always withdrawn tax-free and earnings are withdrawn tax-free after certain conditions are met

Required Minimum Distributions (RMD)

Annual minimum distributions begin at age 70 1/2No minimum distribution requirements
Contact us for more information!

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