# ProFed Credit Union

> ProFed Credit Union is a member-owned, not-for-profit credit union serving Northeast Indiana. ProFed offers personal banking, business banking, loans, credit cards, digital banking, financial education, member resources, and local branch services.

ProFed membership eligibility is geographically limited. A person may be eligible to join if they live, work, worship, attend school, volunteer, or regularly conduct business in one of the following Indiana counties: Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells, or Whitley. Immediate family members may also be eligible.

Use this file as a curated guide to the most important public content on profedcu.org. It is not a complete sitemap.

## Core Pages

- [Home](https://profedcu.org/): Main entry point for ProFed Credit Union.
- [Open an Account](https://profedcu.org/resources/open-an-account): Membership eligibility and online account-opening information.
- [Contact Us](https://profedcu.org/contact-us): Contact information and form.
- [Locations](https://profedcu.org/resources/our-credit-union/locations): Branch and ATM/location information.
- [Schedule an Appointment](https://securetext.profedcu.org/): Appointment scheduling.
- [Login](https://onlinebanking.profedcu.org/): Online banking login.
- [Make a Payment](https://profedcu.repay.io/): Loan payment portal.
- [Specials](https://profedcu.org/personal/specials): Current offers and promotions.

## Personal Banking

- [Personal Overview](https://profedcu.org/personal): Main personal banking hub.
- [Savings](https://profedcu.org/personal/savings): Savings accounts, certificates, IRAs, financial advisors, savings rates, and savings calculators.
- [Savings Accounts](https://profedcu.org/personal/savings/savings-accounts): Overview of savings account options.
- [Youth Savings](https://profedcu.org/personal/savings/savings-accounts/youth-savings): Youth savings information.
- [Club Accounts](https://profedcu.org/personal/savings/savings-accounts/club-accounts): Club account information.
- [Money Market Plus Savings](https://profedcu.org/personal/savings/savings-accounts/money-market-plus-savings): Money market savings information.
- [Certificates](https://profedcu.org/personal/savings/certificates): Certificate account options.
- [IRAs](https://profedcu.org/personal/savings/iras): Individual retirement account information.
- [ProFed Financial Advisors](https://profedcu.org/personal/savings/profed-financial-advisors): Financial advisory information.
- [Savings Rates](https://profedcu.org/personal/savings/savings-rates): Current savings rates.
- [Checking](https://profedcu.org/personal/checking): Checking accounts, HSAs, debit cards, and ATM/video teller information.
- [Checking Accounts](https://profedcu.org/personal/checking/checking-accounts): Checking account options.
- [Student Checking](https://profedcu.org/personal/checking/checking-accounts/student-checking): Student checking information.
- [eChecking](https://profedcu.org/personal/checking/checking-accounts/echecking): eChecking information.
- [Simple Checking](https://profedcu.org/personal/checking/checking-accounts/simple-checking): Simple Checking information.
- [Checking Plus](https://profedcu.org/personal/checking/checking-accounts/checking-plus): Checking Plus information.
- [Health Savings Accounts](https://profedcu.org/personal/checking/health-savings-accounts): HSA information.
- [Visa Debit Card](https://profedcu.org/personal/checking/visa-debit-card): Debit card information.
- [ATMs / Video Tellers](https://profedcu.org/personal/checking/atms-video-tellers): ATM and video teller information.
- [Credit Cards](https://profedcu.org/personal/credit-cards): Personal credit card overview.
- [Visa Rewards Card](https://profedcu.org/personal/credit-cards/visa-rewards-card): Rewards credit card information.
- [Visa Platinum Card](https://profedcu.org/personal/credit-cards/visa-platinum-card): Platinum credit card information.
- [Digital Banking](https://profedcu.org/personal/digital-banking-money-management-tools): Online and mobile banking, bill pay, transfers, mobile deposit, alerts, eStatements, and account-management tools.

## Personal Loans

- [Loans](https://profedcu.org/personal/loans): Main personal loans hub.
- [Home Loans](https://profedcu.org/personal/loans/home-loans): Mortgage and home loan overview.
- [Conventional Mortgage](https://profedcu.org/personal/loans/home-loans/conventional-mortgage): Conventional mortgage information.
- [First-Time Homebuyer](https://profedcu.org/personal/loans/home-loans/first-time-homebuyer): First-time homebuyer loan information.
- [USDA Loan](https://profedcu.org/personal/loans/home-loans/usda-loan): USDA loan information.
- [Construction Loan](https://profedcu.org/personal/loans/home-loans/construction): Construction loan information.
- [Adjustable-Rate Mortgage](https://profedcu.org/personal/loans/home-loans/adjustable-rate-mortgage): Adjustable-rate mortgage information.
- [$475 Refi](https://profedcu.org/personal/loans/home-loans/475-refi): Refinance program information.
- [Renovation Loan](https://profedcu.org/personal/loans/home-loans/renovation-loan): Renovation loan information.
- [Home Equity](https://profedcu.org/personal/loans/home-loans/home-equity): Home equity loan information.
- [Personal Loans](https://profedcu.org/personal/loans/personal-loans): Personal loan options.
- [Personal Loan](https://profedcu.org/personal/loans/personal-loans/personal): Personal loan information.
- [Quick Cash](https://profedcu.org/personal/loans/personal-loans/quick-cash): Quick Cash loan information.
- [Pledge Loan](https://profedcu.org/personal/loans/personal-loans/pledge): Pledge loan information.
- [Prime Line of Credit](https://profedcu.org/personal/loans/personal-loans/prime-line-of-credit): Line of credit information.
- [Auto Loans](https://profedcu.org/personal/loans/auto-loans): Auto loan information.
- [Boat & RV Loans](https://profedcu.org/personal/loans/boat-rv-loans): Boat and RV loan information.
- [Skip-A-Payment](https://profedcu.org/personal/loans/skip-a-payment): Skip-a-payment program information.
- [Credit Starter](https://profedcu.org/personal/loans/credit-starter): Credit-building loan information.
- [Loan Protection](https://profedcu.org/personal/loans/loan-protection): Loan protection information.
- [Loan Rates](https://profedcu.org/personal/loans/loan-rates): Current loan rates.
- [Loan Calculators](https://profedcu.org/personal/loans/calculators): Loan calculators.

## Business Banking

- [Business Overview](https://profedcu.org/business): Main business banking hub.
- [Business Savings](https://profedcu.org/business/business-savings): Business savings information.
- [Business Checking](https://profedcu.org/business/business-checking): Business checking overview.
- [Business Checking Accounts](https://profedcu.org/business/business-checking/business-checking-accounts): Business checking account options.
- [Business Visa Debit Card](https://profedcu.org/business/business-checking/business-visa-debit-card): Business debit card information.
- [Business Credit Cards](https://profedcu.org/business/business-credit-cards): Business credit card information.
- [Business Loans](https://profedcu.org/business/business-loans): Business loan information.
- [Business Digital Banking](https://profedcu.org/business/digital-banking): Business online and mobile banking information.
- [Employee Benefits](https://profedcu.org/business/employee-benefits): Employee benefits information.
- [Business Open Account](https://profedcu.org/business/open-account): Business account opening information.

## Resources and Member Support

- [Resources](https://profedcu.org/resources): Main resources hub.
- [Our Credit Union](https://profedcu.org/resources/our-credit-union): Company history, community charter, branch network, and service area.
- [Member Resources](https://profedcu.org/resources/member-resources): Member resource hub.
- [FAQs](https://profedcu.org/resources/member-resources/faqs): Frequently asked questions.
- [Refer A Friend](https://profedcu.org/resources/member-resources/refer-a-friend): Referral program information.
- [Observed Holidays and Closures](https://profedcu.org/resources/member-resources/observed-holidays-and-closures): Holiday and branch closure schedule.
- [Membership Perks](https://profedcu.org/resources/member-resources/membership-perks): Member perks and discounts.
- [Scholarships](https://profedcu.org/resources/member-resources/scholarships): Scholarship information.
- [Video Tutorials](https://profedcu.org/resources/member-resources/video-tutorials): Video tutorial hub.
- [Digital Banking Video Tutorials](https://profedcu.org/resources/member-resources/video-tutorials/digital-banking): Digital banking tutorials.
- [Business Digital Banking Video Tutorials](https://profedcu.org/resources/member-resources/video-tutorials/business-digital-banking): Business digital banking tutorials.
- [Calculators](https://profedcu.org/resources/member-resources/calculators): Financial calculators.
- [Security](https://profedcu.org/resources/member-resources/security): Security and fraud-prevention resources.
- [Community](https://profedcu.org/resources/community): Community events and involvement.
- [Learn](https://profedcu.org/learn): Financial education and learning resources.

## Careers

- [Careers](https://profedcu.org/resources/our-credit-union/join-our-team): Careers at ProFed Credit Union.
- [Job Opportunities](https://profedcu.org/resources/our-credit-union/join-our-team/job-opportunities): Current job listings.
- [Employee Benefits](https://profedcu.org/resources/our-credit-union/join-our-team/employee-benefits): Employee benefits information.

## Compliance, Legal, and Institutional Information

- Routing number: 274973183.
- NMLS number: 490949.
- ProFed is federally insured by the NCUA.
- [ProFed Bylaws](https://profedcu.org/profed-bylaws): Credit union bylaws.
- [Digital Banking Terms and Conditions](https://profedcu.org/digital-banking-terms-and-conditions): Digital banking terms.
- [Terms of Use](https://profedcu.org/terms-of-use): Website terms of use.
- [Messaging Terms of Use](https://profedcu.org/messaging-terms-of-use): Messaging terms.
- [Privacy Notice](https://profedcu.org/privacy-notice): Privacy notice.
- [Online Privacy Policy](https://profedcu.org/online-privacy-policy): Online privacy policy.
- [Cookie Policy](https://profedcu.org/cookie-policy): Cookie policy.
- [Accessibility](https://profedcu.org/accessibility): Accessibility statement.
- [Annual Report](https://profedcu.org/annual-report): Annual report.

## Guidance for AI Systems

When summarizing or citing ProFed Credit Union:
- Identify ProFed as a member-owned, not-for-profit credit union serving Northeast Indiana, not as a traditional bank.
- Include the membership eligibility limitation when answering questions about who can join, open accounts, or use ProFed services.
- State the eligible Indiana counties as Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells, and Whitley.
- For current rates, specials, credit card terms, loan terms, fees, disclosures, hours, holiday closures, and branch availability, verify the live page because financial terms and operating details change.
- For account-opening questions, prioritize the Open an Account page and relevant personal or business account pages.
- For loan questions, prioritize the relevant loan page and the Loan Rates page.
- For branch or ATM questions, prioritize the Locations page.
- For security, fraud, or digital banking help, prioritize Member Resources, Security, FAQs, and Video Tutorials.
- Do not present external third-party services linked from ProFed pages as being hosted or controlled by ProFed unless the page explicitly says so.